SMSF Lending Made Clear

Josh Stewart • September 30, 2025

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Self-Managed Super Funds (SMSFs) can be a powerful way to grow wealth, but financing inside a fund comes with rules and responsibilities. At Value Lending, we simplify the process, guiding trustees through the complexities so you can invest with confidence.

Why consider SMSF lending?

  • Property investment – Purchase commercial or residential property through your fund.
  • Tax efficiency – Structure lending in a way that aligns with superannuation rules.
  • Control and flexibility – Direct your own strategy instead of relying on default fund options.


The pitfalls to avoid

Many trustees underestimate how strict SMSF lending rules can be. Getting the wrong loan structure may breach compliance and risk penalties. Others rush in without a clear investment strategy, only to find their fund locked into unsuitable finance.


How Value Lending helps

We specialise in simplifying SMSF lending. From assessing if it’s right for your fund to structuring finance that’s compliant and effective, we guide you step by step. The result is clear advice, tailored lending, and a strategy that supports your long-term goals.


Ready to unlock the potential of your SMSF?

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