### The Trillion-Dollar World of Self-Managed Super

Ever wondered how much control Australians have over their retirement savings? The numbers might surprise you. There are now over 650,000 Self-Managed Super Funds (SMSFs) in Australia, collectively managing a staggering $1 trillion in assets. This figure, released by the Australian Taxation Office (ATO), highlights a significant trend towards investors taking a more hands-on approach to their superannuation.

A fascinating part of this story is the significant role property plays in SMSF investment strategies. Within that trillion-dollar asset pool, a substantial $70 billion is invested directly in property. But what kind of properties are these funds holding?

The data reveals an interesting split. When looking at the number of properties held, 70% are residential, while 30% are commercial. However, when it comes to the actual value of these assets, the picture changes dramatically. The value is split almost evenly, with a 50:50 ratio between residential and commercial properties. This suggests that while SMSFs hold more residential properties, the commercial properties they do hold are typically of higher value, balancing the scales.

For anyone considering the path of an SMSF, this information provides valuable context into how a large portion of Australian investors are structuring their portfolios. The significant allocation to property, balanced between residential and commercial, underscores the appeal of tangible assets in long-term retirement planning. It paints a clear picture of SMSFs as a major force in the Australian investment landscape, particularly within the property market.